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Greater Victoria Houses Protection and Rent Lender Regimen

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What is the Greater Victoria construction Security and Rent lender plan?

a R ent B ank produces financial help in the shape of a no-interest repayable loan, to families vulnerable to eviction for grounds instance non-payment of book or resources. The loan can also be used as a damage deposit and/or first month’s lease to move to safe and sustainable housing

*Service companies: please print off the one web page document to hold throughout your company.

Please Note: *Grant resources commonly offered at now


The Greater Victoria construction safety and book financial Program assists family and individuals which see qualifications demands and just who might susceptible to eviction or vital utility disconnection considering a temporary scarcity of funds.

*Exceptions can be produced in some situation if all the other qualification criteria are came across.

Low-income is defined as follows:

Requisite Records

Two items of government-issued detection (one with a photo)

Proof Tenancy or purpose to lease (ex: Residential Tenancy Agreement, rental contract, and other rental arrangement)

Eviction find or power see of Disconnection (if appropriate)

3 months of most bank-account and credit card comments (like comments of all financial obligation)

Proof earnings

Take note: BC book lender while the society societal preparing Council use your private suggestions only for evaluation and government functions in accordance with the directions from the BC Rent financial confidentiality declaration.

Regimen Information

Simple tips to utilize

You can make an application for the higher Victoria Housing safety and book Bank plan by finishing the Pre-Assessment Form and distributing the necessary paperwork .

Software Process


The Pre-Assessment kind should always be complete and presented using the internet . The proper execution s shall be reviewed when you look at the purchase these include was given. If you don’t need email access, be sure to cell and discuss further solutions.

* Submitting a Pre-Assessment cannot promises that you’ll get financial assistance.


If we has evaluated the preliminary info, we are going to go over after that steps*. This conversation could be inquiring to perform a cell phone interview also to give further documents.

* talking to you and reviewing your needs cannot guarantee you’ll get financial help.

Step Three: FOLLOWUP

The more Victoria property protection and book lender Program C ase M anager will follow up with you to definitely go over the job. If necessary, we may require additional information. The way it is management may request permission to make contact with the landlord, company, utility company, and/or some other service provider.


All of our mortgage Evaluation Committee will examine done solutions. Loans tend to be recommended using the likelihood of getting construction, the applicant’s economic balance, available financing VT installment loans resources, additionally the applicant’s ability to repay the mortgage. The Greater Victoria construction safety and book financial system instance Manager will notify you of the Committee’s decision.

In the event the mortgage is recommended, the Case management will organize a gathering with the applicant to perform the borrowed funds /grant approval papers , such as the financing repayment plan.

Note: Housing safety grants is authorized based on the odds of securing casing, the applicant’s monetary balance, and readily available give funds. *

If the mortgage happens to be approved, the way it is Manager will setup a conference along with you to accomplish the loan affirmation paperwork, including the loan repayment program.

Contact Info

For agencies or service providers desire additional information, please communications Ben Finkelberg or Lauren Davis, the more Victoria Housing safety and book Bank plan circumstances Managers at:

NOTICE: considering COVID-19, the CSPC staff members are working remotely. If you want to see in-person, please name forward to be sure the accessibility to a higher Victoria Housing Security and book financial system associates individual fulfill therefore we can heed best personal distancing instructions.

Faq’s (FAQ’s)

The intention of the book financial loan and/ or construction give is assist lower – to moderate-income people a letter d family in preserving safe and sustainable casing . Resources are provided to aid with:

Yes, there is certainly an optimum. The absolute most a single person can request is actually $1,500 , and t the guy maximum amount a household can need was $2,000 .

At the most $500.00 might be borrowed for essential electric arrears (to not surpass maximum quantities observed above if coupled with lease ).

Note: Casing Safety Grants include brief. * The lease lender will likely not warranty a give quantity until after a credit card applicatoin was examined and accepted. Best choices will be based on present month-to-month income, month-to-month spending, family members power to maintain construction after getting grant/loan resources. In exemplary problems, a grant and that loan might be combined when it is demonstrated to help stabilize funds and lock in long-term, secure property.

T the guy better Victoria book lender cannot guarantee an answer opportunity because of the higher number of candidates and enquir i es. But w age understand the importance in the circumstances ; t h erefore, we wi ll perform the far better get in touch with your as soon as possible. We may have the ability to offer referrals some other information at the same time. F eel free to call us if you want addiitional information.

This will be an interest -free financing , but individuals would be cost d an administrative fee of $1.00/month . The repayment term of that loan is dependent upon the amount loaned together with borrower’s ability to payback. The maximum payment name is actually a couple of years (two years) , and payment can start no more than 6 months after the mortgage arrangement is s igned .

*On a 2-year name .

Monthly re money are instantly taken from your bank-account or social services cheque.

There’s no payment requirement of recommended one-time houses funds. *

Yes. The interview processes is very detailed; we will query detailed questions relating to history, present, and future paying, having a budget (past/current), and future income channels. The process can seem invasive; however, the goal is to determine if the applicant meets the program criteria.

*Due to COVID-19, we encourage all interview are finished almost. Unless you have access to a pc or cellphone , kindly get in touch with greater Victoria Housing safety and lease Bank personnel for further options.

Cheque s and digital cash transfers tend to be immediately made out to landlords and electric organizations.

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